Closing Costs

There are certain standard costs associated with closing the sale of a house. These fees are split between the buyer and the seller, as spelled out in the sales contract.

As we negotiate the sales contract for you, we will not only work to get the sales price you want, we'll also work to limit the number of closing costs for which you will be responsible.

We'll walk you through the closing costs, answering any questions you may have explaining which costs are decreed by law to be yours and which are negotiable.

We may be able to have the seller(s) pay a majority of your closing costs for you, so you can purchase a home in Sioux Falls or the surrounding area, for little or no money out of your pocket!

Good Faith Estimate

Buyers will receive a "Good Faith Estimate" of closing costs at the time the loan application is submitted to the lender. The estimate is based on the loan officer's past experience and may not include all the closing costs. We'll be glad to review the "Good Faith Estimate," answering questions and highlighting missing costs and estimates we believe to be low.